LENDING SOLUTIONS

The Future
of Lending Begins Here.

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Lending Insights through Envestnet | Yodlee Risk Insight

Financial Apps is the technology provider behind Envestnet® | Yodlee® Risk Insight, a complete and comprehensive end-to-end solution serving the lending industry. Through flexible integration options, you can offer your customers an alternative, digital solution to quickly and securely provide their financial information that is processed and delivered to you within seconds as a risk insight report, in a variety of delivery methods and formats. Our solutions platform offers additional features and capabilities as parameter-driven options, pre-qualification, customized reporting, refresh & upgraded reports, statement downloands and account monitoring.

The Financial Apps lending technology through Yodlee Risk Insight empowers a more comprehensive view of your customer's financial health, enabling you to consider a consumer’s real-time ability with their historical willingness to pay when making lending decisions. With this technology you can quickly verify financial information, understand risks, and uncover opportunities to address the needs of different consumer segments.

COMPLETE PLATFORM SOLUTION

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End-to-End Lending Solution

Whether you are in need of a quick turnkey solution, an option that gives maximum control, or a balance of both, our assortment of integration options can meet the needs of your specific implementation requirements. Integrations can be accomplished through a suite of API’s, a customizable Embedded UI Script that drops into your application flow, or a fully hosted, white-label portal that requires zero development. But no matter the integration, you will be provided with lush customizable insight reports, delivered in JSON, PDF or HTML formats. And through ongoing, daily account monitoring and review, you gain more transparency by getting alerted to the activity of your borrowers during and after the underwriting process to better mitigate risk, improve underwriting efficiency and identify opportunities.

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Embedded Script App

Embedded Script App

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Consumer Portal App

Consumer Portal App

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Lender Portal App

Lender Portal App

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FINN APPS API

Built on a Robust Platform

The lending technology solution is built on top of Financial Apps’ robust, multi-tenancy platform that provides account connectivity to 16,000+ financial institutions, including banks, investment accounts, loans and credit cards that are refreshed on a daily basis. Through a set of RESTful API’s and integrated solutions, our platform provides account and user management capabilities, alerting and monitoring. Our proprietary Relevance Engine, an internal data development application layer, can quickly deliver tailor-made, data-driven solutions and is leveraged for producing lending insight reports.

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REPORTS

Lending Insight Reports

At the cornerstone of our lending insight technology is the delivery of insight reports to aid you in risk assessment and underwriting decisions. After a consumer has submitted their financial data, it is processed and a financial insight report is delivered, within seconds, in JSON, PDF or HTML formats. From off-the-shelf report products to more customized reporting options,the consumer’s financial profiles can be assessed across an assortment of Asset, Expense, Income, Verification and Transaction attributes. Improve the confidence level of your underwriting decisions with comprehensive insight reports.